What is one method to control spending?

• A. Writing down or recording spending to encourage mindful expenditure.
• B. Using a credit card with rewards to cover costs.
• C. Increasing your spending limit to cover needs.
• D. Automating every purchase without a plan.

Answer: (A)

Tracking your spending by writing it down or recording it is a practical way to control how you spend. When you log each expense, you create a clear picture of where your money goes, reveal patterns, and sharpen your awareness of needs versus wants. That awareness helps you pause before purchases, stick to a budget, and adjust habits to align spending with your financial goals. The other ideas can make it easier to spend, not control it: rewards cards can encourage spending to chase benefits, increasing your spending limit adds capacity to spend, and automating every purchase without a plan removes the guardrails that keep spending intentional.